TWD Deposit / Lending Rates │ Foreign Currency Deposit RatesForeign Exchange Rate
Time of enquiry:2024/11/23 17:34:19

Deposit Category Individual Clients Non-profit
Organizations
Corporate
Clients※
Overseas Chinese, Foreigners and Mainland China Area Investors

(Only Applicable to Wholesale Banking Clients)

Floating Rates (%)
Savings Account 0.6250 0.6250 0.6250 0.00
Security Account 0.0050 0.0050
Current Savings Account 0.6250 0.6250
Payroll Account 0.6600
Strategic Payroll Account 0.7600
e$aver 0.0100
Do Dream Savings Account First-tier Annual Interest Rate
(30 days and under)
0.6250
Second-tier Annual Interest Rate
(31 days and above)
0.6450
Star Savers Account 0.0100
Super Demand Deposit Account (SDDA) 0 ~ 2,999,999 0.6250
3,000,000 ~ 9,999,999 0.6500
10,000,000 ~ 19,999,999 0.6500
20,000,000 ~ 29,999,999 0.6500
30,000,000above 0.6500
Just One Account Savings Account annual interest rate 0.6250
1st tier Preferential rate 0.6500
2nd tier Preferential rate 0.7500
3rd tier Preferential rate 0.9000

 

* Terms and Conditions: The above time deposit and time deposit savings account interest rate applicable to individual accounts only. The time deposit interest rate for corporate clients, institutions and other non-individual accounts, please contact SCB branches or dial SME Service Hotline 4051-0088 (for mobile: 02-4051-0088).
*The interest rates of ALMA (Asset Liability Management Accounts) are equivalent to the interest rates of current savings accounts.
* Interest rates of the TWD time deposits made on Personal Online Banking outside business hours are pursuant to the board rates issued during the business hours on the same day. If the transactions are conducted on a non-business day, the interest rates applied are pursuant to the TWD time deposit board rates on the previous business day, ie. the abovementioned board rates issued by the Bank.
*The interest rates here are only indicative. Please refer to the board rates shown at the branches.
*No interest would be paid if the savings account balance is, TWD 10,000 or below.
*The minimum deposit for TWD time deposit accounts is TWD 10,000.
* The large amount threshold of TWD Time Deposit accounts is TWD 5,000,000. The time deposit will follow large amount interest rate if the time deposit ticket is over TWD 5,000,000.
* The Bank only offers fixed rates to the time deposits. We are sorry for the inconvenience.
* Please refer to Disclosure of Required Information for more details about the interest calculation of TWD deposits and loans for corporate clients.
*For Corporate, Commercial and Institutional Banking Clients, the applicable interest rate for TWD savings accounts is 0.01% (custody accounts excluded).

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